Thread:Hannahc12/@comment-28694170-20160704142114/@comment-28694170-20160704151515

Hannah - just take a deep breath, and stay calm. I know that you can do this. It probably feels very overwhelming, so break it down into manageable tasks. You do not have to call all of your creditors today. Maybe just call one or two. If those go okay, then keep going.

When I had to call my creditors while I was still in the hospital, I did not feel well either. One of the nurses encouraged me to just call a few, and the creditors were more receptive than I expected them to be. If you explain your situation, and let them know about the debt management plan that is being set up (but not for six weeks), and that you currently do not enough money for food, they may be agreeable to a reduction in the payment. I found many of my creditors to be reasonable when they saw that I was taking steps to improve my situation.

Please, please, please be gentle with yourself. . . I know that you will get to a point of feeling whole again, but this will take time, and tackling this debt situation is a step in the right direction.